Loan processing for OS-HELP loans

What is StEME?

StEME is the Student Entitlement Management Engine. StEME is a component of TCSI that is responsible for:

  • checking that students don’t access more than two OS-HELP study loans
  • checking, where a student has two OS-HELP study loans, there is no overlap in the six month study periods the loans are for
  • maintaining a ‘loan status’ so providers can see where an OS-HELP loan is in the loan management process
  • sending loans to the ATO.

This document provides a high level description of the process used to manage OS-HELP loans and what each ‘loan status’ means.