Calculating loan fees

Loan fees (E529) do not apply to HECS‑HELP and SA‑HELP loans. There is a loan fee of 20% applied to OS‑HELP loans with a debt incurral date from 1/1/2005 to 31/12/2009.

The loan fee that applies to FEE‑HELP, VET FEE‑HELP and VET Student Loans depends on the course level, the loan type and census dates.

The following table indicates the applicable loan fee depending on their features:

Loan fees XLSX or Loan Fees PDF

Application of glossary term:
  • OS-HELP loan (HE)
  • Unit enrolment (HE)
  • Unit enrolment (VET)